Address: Unit 16 The Globe Centre Wellfield Road Cardiff CF24 3PE
Phone: 02920 494495

There are a number of choices out there if you are considering joining a Network, rather than going directly-authorised. If you exclude the restricted advice offerings, because you recognize the real, transformational value of independent advice, you have relatively few to choose from. ValidPath would be in your shortlist, so here’s a quick summary of what we’re about.

What we do
ValidPath is responsible for getting your Adviser authorized under the Financial Conduct Authority (FCA)
On an ongoing basis we monitor the quality of their work, and supply them with guidance to assist them in delivering the best outcomes
We work hard at interpreting the voluminous and complex regulations generated by the FCA, and apply them in a way which is comprehensible for our Members
We do the rather onerous compliance and regulatory work so that your Adviser can focus on delivering the best possible service to yourself, without distraction
We supply a range of best-in-class systems and resources to support the delivery of genuinely excellent independent financial advice
We provide a number of other resources including (perhaps) one of the lowest-cost and most efficient investment propositions in the UK
We collect, and pay, the fees that the FCA demands in order for your Adviser to provide you with a service
We’re involved in administering the agency relationships required in relation to every product-provider that your Adviser deals with
We organised specialist training and other support materials from the best providers, in order to help maintain the technical excellence of your Adviser
We publish our own ethical and professional standards guidance in order to maintain the best possible culture supporting financial advice
If a dispute arises between a client and his or her Adviser, we’ll do our best to help sort things out
We maintain ‘Professional Indemnity’ (PI) insurance to cover instances of proven negligence

An FCA-regulated ‘Network’, established in 2002
A firm absolutely committed to the principles of genuinely independent financial advice
We are based in Cardiff, employing around nine people
Kevin Moss is MD and Rhian Lewis-James is FD
We are authorized and regulated by the Financial Conduct Authority under Firm Reference Number 197107. You can find us listed on the FCA Register, along with all of our Member Firms, spread right across the UK.